10 Steps and 10 Tips

Step 10: Understand Your Financing Options

No two properties are exactly the same — and neither are your financing options. Be sure to explore all the financial factors such as term length, payment schedule, interest rate, property valuation, loan amount and closing costs. This deal has to work for you before it will work for your lending partner.

• Tip 10: AgStar offers an array of financing packages. From long-term fixed rates to flexible payment schedules (monthly, quarterly, semi-annually, annually), we can structure a loan to meet your needs. AgStar allows you to finance up to 75% of the value of the land and will finance parcels from 5 to 5000 acres in size with fixed rate terms from 5 to 25 years.* All of our loans can be converted (for a minimal fee) from fixed to variable rates or vice versa if you so choose. We're confident that you'll find our rates to be very competitive.
  
  * Subject to eligibility restrictions and underwriting standards.